Dvorkin on Debt

When applying for a credit card, more Americans are interested in identity theft protection and keeping more money in their wallet.

This payment schedule appears to cause several problems for homeowners and local governments; it can create financial challenges for households, increase tax delinquency, foster political opposition to the property tax, and requires governments to deal with irregular revenue inflows.

Buying a new car? Beware of car dealership fees. They're a sneaky trick most car dealerships try to pull, but you can learn to avoid them.

A company called First Insight polled 1,000 Americans earning more than $100,000 a year and learned: "42 percent of affluent shoppers now frequently shop at discount retailers versus only 27 percent at full price retailers, with 36 percent saying their discount shopping has increased."

First, borrowing against your home is risky — and frankly stupid. You’re betting your family’s future on a risky investment you can’t control. As Debt.com has reported before, a home equity line of credit can result in foreclosure if you don’t do it responsibly. Read more.

Learn how this scholarship winner got rid of her financial problems. Isabella McQueen is the latest winner of the Debt.com Scholarship for Aggressive Scholarship Applicants. McQueen grew up in New York. Her parents were teachers, but they had a lot to learn themselves about finances.